Lets talk about Assistance Animals. The Fair Housing Act defines Assistance Animals as "animals that work, assist, or perform tasks for the benefit of a person with a disability, including
Selling Your Own Property
Here's what you should know about your E&O
Many Real Estates brokers and agents handle transactions in which the are selling their own properties. Most errors and omissions insurance policies define home-ownership as having 10% or grater ownership interest in a property. While some E&O policies exclude coverage when you are selling your own property. most companies will offer coverage if the following items are in you file.
The date the buyer had the home inspection performed and name of the inspector.
A home warranty
A seller's disclosure
A written disclosure notifying buyers the property is owned by an agent or broker
If a buyer refuses the home inspection on and home warranty, some companies will allow a waiver.
it is a good practice to have the items above included in all files-not just when selling your own property. if you do some E&O Carriers may lower your deductible or even waive it entirely.